Share Rates | Loan Rates
Rates effective as of: 3/1/2025
*$40 collateral insurance fee. Minimum financing of $15,000 is required for vehicle loans over 60 months. Maximum terms depends on amount financed. GAP insurance offered at $350
** Add 0.25% to rate if NOT paid via payroll deduction.
*** $1000 processing fee, or $1500 if loan amount above $400K non-refundable. NMLS #594381
All quoted rates in APR = Annual Percentage Rate
A $100 loan refinance fee applies to most Maine Solutions FCU vehicle and personal loans – some restrictions apply
All loan rates are subject to change without notice.
Please see a loan officer if you have any questions.
Rates effective as of 3/01/2025
| Type of Account & Balance | Rate | Annual Percentage Yield (APY) |
| Share Account * | 0.05% | 0.05% |
| Club Account ** | 0.05% | 0.05% |
| Christmas Club Account | 0.05% | 0.05% |
| Checking (Share Draft) | None | N/A |
|
Money Market |
None 1.00% 1.25% 1.50% |
None 1.00% 1.26% 1.51% |
| IRA Savings | 0.25% | 0.25% |
| Certificates – $500 Minimum Deposit | ||
| 3 Month Cert. | 3.00% | 3.04% |
| 6 Month Cert. | 3.75% | 3.82% |
| 12 Month Cert. | 3.75% | 3.82% |
| 18 Month Cert. | 3.75% | 3.82% |
| 24 Month Cert. | 3.80% | 3.88% |
| 30 Month Cert. | 3.80% | 3.88% |
| 36 Month Cert. | 3.80% | 3.88% |
| 48 Month Cert. | 3.80% | 3.88% |
| 60 Month Cert. | 3.80% | 3.88% |
Dividends are paid monthly on the average daily balance in each account. Dividend rates are subject to change without notice. See our Rate and Fee schedule for details on fees and charges associated with our accounts. Fees may reduce earnings on accounts.
On certificates, there is a substantial penalty for early withdrawal.
*$25.00 minimum to open account and earn dividends
**$.01 minimum to open account and earn dividends
*** MINIMUM $10k DEPOSIT